Bank Of America

BAC Banks & Financial Services 5/10 Medium Risk
5/10
Sector avg: 3.6/10

Bank Of America carries $317.8B in long-term debt, with $317.8B in scheduled principal maturities. With $82.9B (26% of maturities) due within 24 months, BAC faces a meaningful refinancing window. BAC shows cash covering only 0.3x of $41.7B in near-term maturities. DebtCanary scores BAC at 5/10, indicating moderate refinancing pressure.

Maturity Schedule

Year 1 $41.7B Year 2 $41.2B Year 3 $40.5B Year 4 $31.4B Year 5 $15.7B Beyond 5 $147.2B
Period Amount Due % of Total
Year 1 (0-12 months) $41.7B 13.1%
Year 2 (12-24 months) $41.2B 13.0%
Year 3 (24-36 months) $40.5B 12.8%
Year 4 (36-48 months) $31.4B 9.9%
Year 5 (48-60 months) $15.7B 4.9%
Beyond 5 Years $147.2B 46.3%
Total Scheduled Maturities $317.8B 100.0%

Key Metrics

Total Long-Term Debt
$317.8B
Near-Term (12mo)
$41.7B
Interest Coverage
N/A
Debt/Equity
1.05
Cash Coverage
0.30x
Operating Income
N/A

Score Components

Component Value Weight
Near-Term Maturity Concentration 13.1% 30%
Interest Coverage Ratio N/A 25%
Debt-to-Equity Ratio 1.05 25%
Cash Coverage of Near-Term Debt 0.30x 20%

Related Companies

JPMorgan Chase
JPM
5/10
Debt: N/A 12mo: $32.2B
Wells Fargo &
WFC
5/10
Debt: $174.7B 12mo: $23.5B
Citigroup
C
5/10
Debt: $315.8B 12mo: $46.9B
American Airlines Group
GS
1/10
Debt: N/A 12mo: N/A
Morgan Stanley
MS
4/10
Debt: $341.7B 12mo: $26.2B
U.S. Bancorp
USB
Debt: $39.8B 12mo: N/A
Pnc Financial Services Group
PNC
5/10
Debt: $57.1B 12mo: $11.7B
Truist Financial
TFC
4/10
Debt: $42.0B 12mo: $4.7B

Data Source: Financial data sourced from SEC EDGAR XBRL filings (10-K annual reports). Fiscal period end: 2025-12-31. Filing date: 2026-02-25. Data last fetched: 2026-03-29. Maturity schedules reflect the company's most recently reported debt repayment obligations. Data quality: Partial.
View SEC EDGAR filings for Bank Of America →