Citigroup

C Banks & Financial Services 5/10 Medium Risk
5/10
Sector avg: 3.6/10

Citigroup carries $315.8B in long-term debt, with $315.8B in scheduled principal maturities. With $82.1B (26% of maturities) due within 24 months, C faces a meaningful refinancing window. C shows cash covering only -1.4x of $46.9B in near-term maturities. DebtCanary scores C at 5/10, indicating moderate refinancing pressure.

Maturity Schedule

Year 1 $46.9B Year 2 $35.3B Year 3 $39.4B Year 4 $21.3B Year 5 $29.5B Beyond 5 $143.5B
Period Amount Due % of Total
Year 1 (0-12 months) $46.9B 14.8%
Year 2 (12-24 months) $35.3B 11.2%
Year 3 (24-36 months) $39.4B 12.5%
Year 4 (36-48 months) $21.3B 6.7%
Year 5 (48-60 months) $29.5B 9.4%
Beyond 5 Years $143.5B 45.4%
Total Scheduled Maturities $315.8B 100.0%

Key Metrics

Total Long-Term Debt
$315.8B
Near-Term (12mo)
$46.9B
Interest Coverage
N/A
Debt/Equity
1.49
Cash Coverage
-1.44x
Operating Income
N/A

Score Components

Component Value Weight
Near-Term Maturity Concentration 14.8% 30%
Interest Coverage Ratio N/A 25%
Debt-to-Equity Ratio 1.49 25%
Cash Coverage of Near-Term Debt -1.44x 20%

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Data Source: Financial data sourced from SEC EDGAR XBRL filings (10-K annual reports). Fiscal period end: 2025-12-31. Filing date: 2026-02-20. Data last fetched: 2026-03-29. Maturity schedules reflect the company's most recently reported debt repayment obligations. Data quality: Partial.
View SEC EDGAR filings for Citigroup →