Citizens Financial Group

CFG Banks & Financial Services 1/10 Low Risk
1/10
Sector avg: 3.6/10

Citizens Financial Group carries $11.2B in long-term debt, with $11.2B in scheduled principal maturities. DebtCanary scores CFG at 1/10, suggesting manageable refinancing risk.

Maturity Schedule

Year 1 $500M Year 2 $2.0B Year 3 $2.0B Year 4 $6M Year 5 $2.6B Beyond 5 $4.1B
Period Amount Due % of Total
Year 1 (0-12 months) $500M 4.5%
Year 2 (12-24 months) $2.0B 18.1%
Year 3 (24-36 months) $2.0B 17.7%
Year 4 (36-48 months) $6M 0.1%
Year 5 (48-60 months) $2.6B 23.1%
Beyond 5 Years $4.1B 36.7%
Total Scheduled Maturities $11.2B 100.0%

Key Metrics

Total Long-Term Debt
$11.2B
Near-Term (12mo)
$500M
Interest Coverage
N/A
Debt/Equity
0.43
Cash Coverage
4.42x
Operating Income
N/A

Score Components

Component Value Weight
Near-Term Maturity Concentration 4.5% 30%
Interest Coverage Ratio N/A 25%
Debt-to-Equity Ratio 0.43 25%
Cash Coverage of Near-Term Debt 4.42x 20%

Related Companies

JPMorgan Chase
JPM
5/10
Debt: N/A 12mo: $32.2B
Bank Of America
BAC
5/10
Debt: $317.8B 12mo: $41.7B
Wells Fargo &
WFC
5/10
Debt: $174.7B 12mo: $23.5B
Citigroup
C
5/10
Debt: $315.8B 12mo: $46.9B
American Airlines Group
GS
1/10
Debt: N/A 12mo: N/A
Morgan Stanley
MS
4/10
Debt: $341.7B 12mo: $26.2B
U.S. Bancorp
USB
Debt: $39.8B 12mo: N/A
Pnc Financial Services Group
PNC
5/10
Debt: $57.1B 12mo: $11.7B

Data Source: Financial data sourced from SEC EDGAR XBRL filings (10-K annual reports). Fiscal period end: 2025-12-31. Filing date: 2026-02-12. Data last fetched: 2026-03-29. Maturity schedules reflect the company's most recently reported debt repayment obligations. Data quality: Partial.
View SEC EDGAR filings for Citizens Financial Group →