Macy's

M Retail & Consumer 2/10 Low Risk
2/10
Sector avg: 2.5/10

Macy's carries $3.0B in long-term debt, with $2.4B in scheduled principal maturities. DebtCanary scores M at 2/10, suggesting manageable refinancing risk.

Maturity Schedule

Year 1 $34M Year 2 $0 Year 3 $0 Year 4 $211M Year 5 $13M Beyond 5 $2.2B
Period Amount Due % of Total
Year 1 (0-12 months) $34M 1.4%
Year 2 (12-24 months) $0 0.0%
Year 3 (24-36 months) $0 0.0%
Year 4 (36-48 months) $211M 8.6%
Year 5 (48-60 months) $13M 0.5%
Beyond 5 Years $2.2B 89.4%
Total Scheduled Maturities $2.4B 100.0%

Key Metrics

Total Long-Term Debt
$3.0B
Near-Term (12mo)
$34M
Interest Coverage
7.4x
Debt/Equity
0.62
Cash Coverage
36.65x
Operating Income
$1.0B
EBITDA
$1.9B
Debt / EBITDA
1.6x
EBITDA / Interest
13.8x

Score Components

Component Value Weight
Near-Term Maturity Concentration 1.4% 30%
Interest Coverage Ratio 7.4x 25%
Debt-to-Equity Ratio 0.62 25%
Cash Coverage of Near-Term Debt 36.65x 20%

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Data Source: Financial data sourced from SEC EDGAR XBRL filings (10-K annual reports). Fiscal period end: 2026-01-31. Filing date: 2026-03-27. Data last fetched: 2026-03-29. Maturity schedules reflect the company's most recently reported debt repayment obligations. Data quality: Complete.
View SEC EDGAR filings for Macy's →