Truist Financial

TFC Banks & Financial Services 4/10 Medium Risk
4/10
Sector avg: 3.6/10

Truist Financial carries $42.0B in long-term debt, with $42.0B in scheduled principal maturities. With $16.4B (39% of maturities) due within 24 months, TFC faces a meaningful refinancing window. DebtCanary scores TFC at 4/10, indicating moderate refinancing pressure.

Maturity Schedule

Year 1 $4.7B Year 2 $11.6B Year 3 $3.1B Year 4 $6.9B Year 5 $3.5B Beyond 5 $12.2B
Period Amount Due % of Total
Year 1 (0-12 months) $4.7B 11.3%
Year 2 (12-24 months) $11.6B 27.7%
Year 3 (24-36 months) $3.1B 7.4%
Year 4 (36-48 months) $6.9B 16.4%
Year 5 (48-60 months) $3.5B 8.2%
Beyond 5 Years $12.2B 29.0%
Total Scheduled Maturities $42.0B 100.0%

Key Metrics

Total Long-Term Debt
$42.0B
Near-Term (12mo)
$4.7B
Interest Coverage
N/A
Debt/Equity
0.64
Cash Coverage
1.21x
Operating Income
N/A

Score Components

Component Value Weight
Near-Term Maturity Concentration 11.3% 30%
Interest Coverage Ratio N/A 25%
Debt-to-Equity Ratio 0.64 25%
Cash Coverage of Near-Term Debt 1.21x 20%

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Data Source: Financial data sourced from SEC EDGAR XBRL filings (10-K annual reports). Fiscal period end: 2025-12-31. Filing date: 2026-02-24. Data last fetched: 2026-03-29. Maturity schedules reflect the company's most recently reported debt repayment obligations. Data quality: Partial.
View SEC EDGAR filings for Truist Financial →