Ally Financial

ALLY Banks & Financial Services 4/10 Medium Risk
4/10
— 4 → 4 over 12 weeks
Sector avg: 3.8/10

Ally Financial carries $17.3B in long-term debt, with $16.0B in scheduled principal maturities. Near-term pressure is acute: $7.1B (44% of all maturities) comes due within 24 months. DebtCanary scores ALLY at 4/10, indicating moderate refinancing pressure.

Maturity Schedule

As of 2026-03-31 (latest SEC filing with maturity data). Debt actions taken after this date will only appear once SEC processes the relevant XBRL filing.
Year 1 $4.3B Year 2 $2.8B Year 3 $2.1B Year 4 $735M Year 5 $716M Beyond 5 $5.4B
Period Amount Due % of Total
Year 1 (0-12 months) $4.3B 26.6%
Year 2 (12-24 months) $2.8B 17.7%
Year 3 (24-36 months) $2.1B 12.9%
Year 4 (36-48 months) $735M 4.6%
Year 5 (48-60 months) $716M 4.5%
Beyond 5 Years $5.4B 33.8%
Total Scheduled Maturities $16.0B 100.0%

Key Metrics

Total Long-Term Debt
$17.3B
Near-Term (12mo)
$4.3B
Interest Coverage
N/A
Debt/Equity
1.11
Cash Coverage
2.24x
Operating Income
N/A

Score Components

Component Value Weight
Near-Term Maturity Concentration 26.6% 30%
Interest Coverage Ratio N/A 25%
Debt-to-Equity Ratio 1.11 25%
Cash Coverage of Near-Term Debt 2.24x 20%

Recent SEC Filings

Material disclosures from Ally Financial's most recent EDGAR filings. 8-K item labels indicate the type of event reported.

Date Form Details
2026-05-20 8-K Bylaw Amendment
2026-05-08 8-K Officer / Director Change, Shareholder Vote
2026-05-05 10-Q Quarterly report
2026-05-01 8-K Security Holder Rights Modified, Bylaw Amendment, Other Events
2026-04-29 424B2 Prospectus supplement — possible debt or equity issuance
2026-04-27 8-K Other Events
2026-04-27 424B5 Prospectus supplement — possible debt or equity issuance
2026-04-17 8-K Earnings Results

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Data Source: Financial data sourced from SEC EDGAR XBRL filings (10-K annual reports). Fiscal period end: 2026-03-31. Filing date: 2026-05-05. Data last fetched: 2026-05-25. Maturity schedules reflect the company's most recently reported debt repayment obligations. Data quality: Partial.
View SEC EDGAR filings for Ally Financial →