Macy's

M Retail & Consumer 2/10 Low Risk

2/10

— 2 → 2 over 22 weeks

Sector avg: 3.1/10

Macy's carries $2.4B in long-term debt, with $2.4B in scheduled principal maturities. DebtCanary scores M at 2/10, suggesting manageable refinancing risk.

Maturity Schedule

As of 2026-01-31 (latest SEC filing with maturity data). Debt actions taken after this date will only appear once SEC processes the relevant XBRL filing.

Period	Amount Due	% of Total
Year 1 (0-12 months)	$34M	1.4%
Year 2 (12-24 months)	$0	0.0%
Year 3 (24-36 months)	$0	0.0%
Year 4 (36-48 months)	$211M	8.6%
Year 5 (48-60 months)	$13M	0.5%
Beyond 5 Years	$2.2B	89.4%
Total Scheduled Maturities	$2.4B	100.0%

Key Metrics

Total Long-Term Debt

$2.4B

Near-Term (12mo)

$34M

Interest Coverage

7.4x

Debt/Equity

0.50

Cash Coverage

38.06x

Operating Income

$1.0B

EBITDA

$1.9B

Debt / EBITDA

1.3x

EBITDA / Interest

13.8x

How This Score Was Computed

Weighted average of 4 scored components (raw 2.00, rounded to 2). Weights of skipped components are redistributed proportionally among those scored.

Component	Value	Sub-Score	Weight Used
Near-Term Maturity Concentration Show calculation Year-1 maturities / Total scheduled maturities Year-1 maturities: $34M Total scheduled maturities: $2.4B	1.4%	1/10	30%
Interest Coverage Ratio Show calculation Operating income / Interest expense Operating income: $1.0B Interest expense: $139M	7.41x	3/10	25%
Debt-to-Equity Ratio Show calculation Long-term debt / Stockholders' equity Long-term debt: $2.4B Stockholders' equity: $4.8B	0.50	3/10	25%
Cash Coverage of Near-Term Debt Show calculation Cash & equivalents / Debt due within 12 months Cash & equivalents: $1.3B Near-term debt: $34M	38.06x	1/10	20%
Cash Runway Only scored when a company is burning cash. Operating cash flow is positive (or unreported), so runway isn't a constraint.	N/A	—	not scored

"Weight Used" shows each component's share after the weights of unscored components are redistributed. Full thresholds and formulas are on the methodology page.

Recent SEC Filings

Material disclosures from Macy's's most recent EDGAR filings. 8-K item labels indicate the type of event reported.

Date	Form	Details
2026-06-04	10-Q	Quarterly report
2026-06-03	8-K	Earnings Results
2026-05-18	8-K	Officer / Director Change, Shareholder Vote
2026-03-31	DEFA14A	Additional proxy materials
2026-03-31	DEF 14A	Proxy statement
2026-03-27	10-K	Annual report
2026-03-26	8-K	Officer / Director Change
2026-03-18	8-K	Earnings Results

Related Companies

Walmart

WMT

2/10

Debt: $38.2B 12mo: $3.5B

Target

TGT

2/10

Debt: $14.4B 12mo: $2.0B

Costco Wholesale Corp /New

Debt: $49.4B 12mo: $4.7B

Kohl's

LOW

5/10

Debt: $39.8B 12mo: $2.4B

Alibaba Group Holding

Debt: $5.2B 12mo: $14M

Data Source: Financial data sourced from SEC EDGAR XBRL filings (10-K annual reports). Fiscal period end: 2026-05-02. Filing date: 2026-06-04. Data last fetched: 2026-07-26. Maturity schedules reflect the company's most recently reported debt repayment obligations. Data quality: Complete.
View SEC EDGAR filings for Macy's →