Regions Financial

RF Banks & Financial Services 5/10 Medium Risk

5/10

— 5 → 5 over 22 weeks

Sector avg: 4.2/10

Regions Financial carries $3.1B in long-term debt. RF shows interest coverage of just 0.0x, meaning operating income barely covers interest payments. DebtCanary scores RF at 5/10, indicating moderate refinancing pressure.

Maturity Schedule

Period	Amount Due	% of Total
Year 1 (0-12 months)	N/A	N/A
Year 2 (12-24 months)	N/A	N/A
Year 3 (24-36 months)	N/A	N/A
Year 4 (36-48 months)	N/A	N/A
Year 5 (48-60 months)	N/A	N/A
Beyond 5 Years	N/A	N/A
Total Scheduled Maturities	N/A	100.0%

Key Metrics

Total Long-Term Debt

$3.1B

Near-Term (12mo)

N/A

Interest Coverage

0.0x

Debt/Equity

0.17

Cash Coverage

N/A

Operating Income

$53M

How This Score Was Computed

Weighted average of 2 scored components (raw 5.00, rounded to 5). Weights of skipped components are redistributed proportionally among those scored.

Component	Value	Sub-Score	Weight Used
Near-Term Maturity Concentration No Year-1 maturity bucket was reported in recent filings.	N/A	—	not scored
Interest Coverage Ratio Show calculation Operating income / Interest expense Operating income: $53M Interest expense: $1.6B	0.03x	9/10	50%
Debt-to-Equity Ratio Show calculation Long-term debt / Stockholders' equity Long-term debt: $3.1B Stockholders' equity: $18.8B	0.17	1/10	50%
Cash Coverage of Near-Term Debt No near-term debt obligation was reported (no Year-1 maturity bucket and no balance-sheet short-term debt).	N/A	—	not scored
Cash Runway Only scored when a company is burning cash. Operating cash flow is positive (or unreported), so runway isn't a constraint.	N/A	—	not scored

"Weight Used" shows each component's share after the weights of unscored components are redistributed. Full thresholds and formulas are on the methodology page.

Recent SEC Filings

Material disclosures from Regions Financial's most recent EDGAR filings. 8-K item labels indicate the type of event reported.

Date	Form	Details
2026-07-17	8-K	Earnings Results, Reg FD Disclosure
2026-05-11	8-K	Reg FD Disclosure
2026-05-11	8-K	Bylaw Amendment, Shareholder Vote
2026-05-07	10-Q	Quarterly report
2026-04-17	8-K	Earnings Results, Reg FD Disclosure
2026-03-23	DEFA14A	Additional proxy materials
2026-03-23	DEF 14A	Proxy statement
2026-02-24	10-K	Annual report

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Pnc Financial Services Group

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Data Source: Financial data sourced from SEC EDGAR XBRL filings (10-K annual reports). Fiscal period end: 2026-03-31. Filing date: 2026-05-07. Data last fetched: 2026-07-26. Maturity schedules reflect the company's most recently reported debt repayment obligations. Data quality: Partial.
View SEC EDGAR filings for Regions Financial →