Schwab Charles

SCHW Banks & Financial Services 3/10 Low Risk

3/10

↑ 1 → 3 over 12 weeks

Sector avg: 3.8/10

▲

Risk Score Increased

1/10 → 3/10

Score changed by 2 points as of 2026-05-25. Driver-level breakdown unavailable for this change — likely because the company's reported financial concepts shifted between filings (e.g. a 10-Q omitting a tag the 10-K used) or the scoring methodology was updated. Compare the metrics table below against prior periods on EDGAR for context.

Schwab Charles has $18.6B in scheduled debt maturities. With $5.4B (29% of maturities) due within 24 months, SCHW faces a meaningful refinancing window. DebtCanary scores SCHW at 3/10, suggesting manageable refinancing risk.

Maturity Schedule

As of 2026-03-31 (latest SEC filing with maturity data). Debt actions taken after this date will only appear once SEC processes the relevant XBRL filing.

Period	Amount Due	% of Total
Year 1 (0-12 months)	$3.5B	18.6%
Year 2 (12-24 months)	$1.9B	10.5%
Year 3 (24-36 months)	$4.2B	22.6%
Year 4 (36-48 months)	$500M	2.7%
Year 5 (48-60 months)	$500M	2.7%
Beyond 5 Years	$8.0B	43.0%
Total Scheduled Maturities	$18.6B	100.0%

Key Metrics

Total Long-Term Debt

N/A

Near-Term (12mo)

$3.5B

Interest Coverage

N/A

Debt/Equity

0.38

Cash Coverage

12.99x

Operating Income

N/A

Score Components

Component	Value	Weight
Near-Term Maturity Concentration	18.6%	30%
Interest Coverage Ratio	N/A	25%
Debt-to-Equity Ratio	0.38	25%
Cash Coverage of Near-Term Debt	12.99x	20%

Recent SEC Filings

Material disclosures from Schwab Charles's most recent EDGAR filings. 8-K item labels indicate the type of event reported.

Date	Form	Details
2026-05-22	8-K	Shareholder Vote
2026-05-21	8-K	Other Events
2026-05-20	424B5	Prospectus supplement — possible debt or equity issuance
2026-05-18	424B5	Prospectus supplement — possible debt or equity issuance
2026-05-08	10-Q	Quarterly report
2026-04-22	8-K	Security Holder Rights Modified, Bylaw Amendment, Other Events
2026-04-22	424B5	Prospectus supplement — possible debt or equity issuance
2026-04-20	424B5	Prospectus supplement — possible debt or equity issuance

Related Companies

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American Airlines Group

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U.S. Bancorp

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Pnc Financial Services Group

PNC

6/10

Debt: $66.7B 12mo: $11.7B

Data Source: Financial data sourced from SEC EDGAR XBRL filings (10-K annual reports). Fiscal period end: 2026-03-31. Filing date: 2026-05-08. Data last fetched: 2026-05-25. Maturity schedules reflect the company's most recently reported debt repayment obligations. Data quality: Partial.
View SEC EDGAR filings for Schwab Charles →