Travelers Companies

TRV Insurance 4/10 Medium Risk

4/10

— 4 → 4 over 10 weeks

Sector avg: 2.5/10

Travelers Companies carries $9.1B in long-term debt, with $325M in scheduled principal maturities. Near-term pressure is acute: $325M (100% of all maturities) comes due within 24 months. DebtCanary scores TRV at 4/10, indicating moderate refinancing pressure.

Maturity Schedule

As of 2025-12-31 (latest SEC filing with maturity data). Debt actions taken after this date will only appear once SEC processes the relevant XBRL filing.

Period	Amount Due	% of Total
Year 1 (0-12 months)	$200M	61.5%
Year 2 (12-24 months)	$125M	38.5%
Year 3 (24-36 months)	$0	0.0%
Year 4 (36-48 months)	$0	0.0%
Year 5 (48-60 months)	$0	0.0%
Beyond 5 Years	N/A	N/A
Total Scheduled Maturities	$325M	100.0%

Why don't these totals match? Total scheduled maturities ($325M) falls short of balance-sheet long-term debt ($9.1B) by about 96%. The two figures come from different disclosures: the maturity schedule aggregates gross principal repayments from the debt footnote — typically including the current portion of long-term debt and sometimes finance leases — while balance-sheet long-term debt is a carrying value that excludes the current portion and is net of unamortized discounts, premiums, and issuance costs. They can also come from filings with different period-end dates (2025-12-31 vs 2026-06-30). Both numbers are shown exactly as reported to the SEC.

Key Metrics

Total Long-Term Debt

$9.1B

Near-Term (12mo)

$200M

Interest Coverage

N/A

Debt/Equity

0.27

Cash Coverage

53.03x

Operating Income

N/A

How This Score Was Computed

Weighted average of 3 scored components (raw 4.20, rounded to 4). Weights of skipped components are redistributed proportionally among those scored.

Component	Value	Sub-Score	Weight Used
Near-Term Maturity Concentration Show calculation Year-1 maturities / Total scheduled maturities Year-1 maturities: $200M Total scheduled maturities: $325M	61.5%	9/10	40%
Interest Coverage Ratio Operating income was not reported in the latest 10-K.	N/A	—	not scored
Debt-to-Equity Ratio Show calculation Long-term debt / Stockholders' equity Long-term debt: $9.1B Stockholders' equity: $33.1B	0.27	1/10	33%
Cash Coverage of Near-Term Debt Show calculation Cash & equivalents / Debt due within 12 months Cash from operations: $10.6B Near-term debt: $200M Cash & equivalents was not reported; annual operating cash flow is used as the numerator instead.	53.03x	1/10	27%
Cash Runway Only scored when a company is burning cash. Operating cash flow is positive (or unreported), so runway isn't a constraint.	N/A	—	not scored

"Weight Used" shows each component's share after the weights of unscored components are redistributed. Full thresholds and formulas are on the methodology page.

Recent SEC Filings

Material disclosures from Travelers Companies's most recent EDGAR filings. 8-K item labels indicate the type of event reported.

Date	Form	Details
2026-07-24	8-K	Other Events
2026-07-22	424B3	Prospectus supplement — possible debt or equity issuance
2026-07-21	424B3	Prospectus supplement — possible debt or equity issuance
2026-07-17	10-Q	Quarterly report
2026-07-17	8-K	Earnings Results
2026-05-22	8-K	Officer / Director Change, Shareholder Vote
2026-05-21	8-K	Other Events
2026-05-12	DEFA14A	Additional proxy materials

Related Companies

Debt: $14.4B 12mo: $172M

American International Group

AIG

Debt: $9.2B 12mo: N/A

Allstate

ALL

2/10

Debt: $7.5B 12mo: $550M

Data Source: Financial data sourced from SEC EDGAR XBRL filings (10-K annual reports). Fiscal period end: 2026-06-30. Filing date: 2026-07-17. Data last fetched: 2026-07-26. Maturity schedules reflect the company's most recently reported debt repayment obligations. This company does not tag the standard LongTermDebt concept; its debt figure comes from DebtLongtermAndShorttermCombinedAmount. Data quality: Partial.
View SEC EDGAR filings for Travelers Companies →