Workday

WDAY Cloud & Enterprise Software 3/10 Low Risk

3/10

— 2 → 3 over 22 weeks

Sector avg: 1.7/10

Workday carries $3.0B in long-term debt, with $3.0B in scheduled principal maturities. With $998M (33% of maturities) due within 24 months, WDAY faces a meaningful refinancing window. DebtCanary scores WDAY at 3/10, suggesting manageable refinancing risk.

Maturity Schedule

As of 2026-04-30 (latest SEC filing with maturity data). Debt actions taken after this date will only appear once SEC processes the relevant XBRL filing.

⚠ This schedule may be incomplete: some maturity buckets were excluded because they only appear in older filings. Totals and concentration are not computed from partial schedules.

Period	Amount Due	% of Total
Year 1 (0-12 months)	$998M	33.4%
Year 2 (12-24 months)	N/A	N/A
Year 3 (24-36 months)	N/A	N/A
Year 4 (36-48 months)	N/A	N/A
Year 5 (48-60 months)	N/A	N/A
Beyond 5 Years	$2.0B	66.6%
Total Scheduled Maturities	$3.0B	100.0%

Key Metrics

Total Long-Term Debt

$3.0B

Near-Term (12mo)

$998M

Interest Coverage

6.3x

Debt/Equity

0.45

Cash Coverage

0.56x

Operating Income

$721M

How This Score Was Computed

Weighted average of 3 scored components (raw 3.43, rounded to 3). Weights of skipped components are redistributed proportionally among those scored.

Component	Value	Sub-Score	Weight Used
Near-Term Maturity Concentration Parts of the maturity schedule only appear in older filings, so concentration would be measured against an incomplete total. Skipped rather than reported as a misleadingly high number.	N/A	—	not scored
Interest Coverage Ratio Show calculation Operating income / Interest expense Operating income: $721M Interest expense: $114M	6.32x	3/10	36%
Debt-to-Equity Ratio Show calculation Long-term debt / Stockholders' equity Long-term debt: $3.0B Stockholders' equity: $6.7B	0.45	1/10	36%
Cash Coverage of Near-Term Debt Show calculation Cash & equivalents / Debt due within 12 months Cash & equivalents: $559M Near-term debt: $998M	0.56x	7/10	29%
Cash Runway Only scored when a company is burning cash. Operating cash flow is positive (or unreported), so runway isn't a constraint.	N/A	—	not scored

"Weight Used" shows each component's share after the weights of unscored components are redistributed. Full thresholds and formulas are on the methodology page.

Recent SEC Filings

Material disclosures from Workday's most recent EDGAR filings. 8-K item labels indicate the type of event reported.

Date	Form	Details
2026-06-22	8-K	Shareholder Vote
2026-05-22	10-Q	Quarterly report
2026-05-21	8-K	Earnings Results
2026-05-05	DEFA14A	Additional proxy materials
2026-05-05	DEF 14A	Proxy statement
2026-04-24	8-K	Material event disclosure
2026-03-06	8-K	Officer / Director Change
2026-03-06	10-K	Annual report

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Data Source: Financial data sourced from SEC EDGAR XBRL filings (10-K annual reports). Fiscal period end: 2026-04-30. Filing date: 2026-05-22. Data last fetched: 2026-07-26. Maturity schedules reflect the company's most recently reported debt repayment obligations. Data quality: Partial.
View SEC EDGAR filings for Workday →