Workday

WDAY Cloud & Enterprise Software 4/10 Medium Risk
4/10
↑ 2 → 4 over 12 weeks
Sector avg: 1.9/10
▲
Risk Score Increased
2/10 → 4/10

Risk level moved from Low Risk to Medium Risk. Score changed by 2 points as of 2026-05-25.

What changed
▲ Near-term maturity concentration: 0.0% → 33.4% (worsened)

Workday carries $3.0B in long-term debt, with $3.0B in scheduled principal maturities. With $998M (33% of maturities) due within 24 months, WDAY faces a meaningful refinancing window. DebtCanary scores WDAY at 4/10, indicating moderate refinancing pressure.

Maturity Schedule

As of 2026-04-30 (latest SEC filing with maturity data). Debt actions taken after this date will only appear once SEC processes the relevant XBRL filing.
Year 1 $998M Year 2 $0 Year 3 $0 Year 4 $0 Year 5 $0 Beyond 5 $2.0B
Period Amount Due % of Total
Year 1 (0-12 months) $998M 33.4%
Year 2 (12-24 months) N/A N/A
Year 3 (24-36 months) N/A N/A
Year 4 (36-48 months) N/A N/A
Year 5 (48-60 months) N/A N/A
Beyond 5 Years $2.0B 66.6%
Total Scheduled Maturities $3.0B 100.0%

Key Metrics

Total Long-Term Debt
$3.0B
Near-Term (12mo)
$998M
Interest Coverage
6.3x
Debt/Equity
0.45
Cash Coverage
0.56x
Operating Income
$721M

Score Components

Component Value Weight
Near-Term Maturity Concentration 33.4% 30%
Interest Coverage Ratio 6.3x 25%
Debt-to-Equity Ratio 0.45 25%
Cash Coverage of Near-Term Debt 0.56x 20%

Recent SEC Filings

Material disclosures from Workday's most recent EDGAR filings. 8-K item labels indicate the type of event reported.

Date Form Details
2026-05-22 10-Q Quarterly report
2026-05-21 8-K Earnings Results
2026-05-05 DEFA14A Additional proxy materials
2026-05-05 DEF 14A Proxy statement
2026-04-24 8-K Material event disclosure
2026-03-06 8-K Officer / Director Change
2026-03-06 10-K Annual report
2026-02-24 8-K Earnings Results

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Data Source: Financial data sourced from SEC EDGAR XBRL filings (10-K annual reports). Fiscal period end: 2026-04-30. Filing date: 2026-05-22. Data last fetched: 2026-05-25. Maturity schedules reflect the company's most recently reported debt repayment obligations. Data quality: Complete.
View SEC EDGAR filings for Workday →